Offering financial options to keep business liquid in a changing market

Since 1978, Accord has provided financing services to a variety of small and medium-sized enterprises (SMEs) across Canada and the U.S. Our goal is to help businesses grow and thrive by offering a variety of financing services, such as:

  • Accounts receivable-based factoring solutions
  • Working capital-focused asset-based lending facilities
  • Accounts receivable management and collections services

Traditional banks and lenders rely on a number of criteria including past profitability, collateral and financial ratios to determine your eligibility, but the Accord approach focuses on the value of all of your assets, which can include:

  • Accounts Receivable
  • Inventory
  • Machinery & Equipment
  • Purchase Orders
  • Other Non-Trade Receivables

We base our financing decisions on the realizable value of your assets, not simply the numbers on your balance sheet. We'll work with you to ensure sound financial decision-making. We understand the needs of both growing and established companies and strive to provide financial solutions unique to your circumstances.

If you're a small or medium-sized manufacturer, distributor or service company that needs operating capital to grow, to manage through a turnaround or a restructuring, or to take advantage of opportunities like mergers and acquisitions, we can help.

We provide financing of up to $20 million to businesses in a wide range of industries, including, but not limited to:

  • Apparel & Accessories
  • Food & Beverage
  • Furniture & Home Furnishings
  • Electronics & Consumer Goods Distributors
  • Retailers
  • Transportation & Logistics
  • Printing & Packaging
  • Light & Heavy Manufacturing
  • Staffing & Employment 
  • Finance Companies

We are a publicly listed company on the Toronto Stock Exchange, so our financial strength and performance is accessible for review. We believe it is important for borrowers to know that the company they rely on for financing is, itself, financially strong.