Road Map

2007 Annual Report

Complete Annual Report

OR

Audited Financial Statements 2007

Management’s Discussion and Analysis

OR

Gatefold / Recent Transactions

Inside front cover / Financial Services and How Our Clients Benefit

Inside front cover / Financial Highlights

Financial Highlights

Letter to the Shareholders

Corporate Profiles

Principal Strategic Alliances

Management’s Roundtable Discussion

Peter Wong Explains Why Non-Recourse Factoring is Superior to Credit Insurance

Fred Moss Talks About The Real Cost of Financing

Tom Henderson Explains How Accord Provides Expansion Capital to Rapid-Growth Companies

Management’s Discussion and Analysis

Ten Year Financial Summary 1998-2007

Board of Directors

Corporate Governance

Management’s Report to the Shareholders

Auditors’ Report to the Shareholders

Consolidated Balance Sheets

Consolidated Statements of Earnings

Consolidated Statements of Comprehensive Income

Consolidated Statements of Retained Earnings

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

Inside back cover / Corporate Information

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