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Accord Declares Regular Quarterly Dividend

Toronto - January 26, 2004: Accord Financial Corp. (TSX - ACD), a leading North American provider of asset-based financial services to businesses, including factoring, financing, credit investigation and guarantees, today announced that its Board of Directors has declared a quarterly dividend of $0.045 per share, payable March 1, 2004, to shareholders of record at the close of business February 13, 2004.

For further information please contact:

Stuart Adair
Chief Financial Officer
Accord Financial Corp.
77 Bloor Street West, 18th floor
Toronto, Ontario
M5S 1M2

(416) 961-0304 ext. 207
info@accordfinancial.com

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