Fast, Flexible Equipment Finance – Your Key to Unlock Growth Potential

We finance equipment across a broad range of Canada’s most dynamic industries – from forestry and energy to hospitality and manufacturing.

Equipment financing is a flexible solution to help your business grow.

Opportunity knocks

As an entrepreneur or Chief Financial Officer, you know that equipment isn’t just equipment, it means opportunity. If you need equipment, congratulations:

  • You won a new contract or customer relationship
  • You developed a new market for your products or services
  • Your competitive edge has led to strong organic growth
  • It’s a new season and you have work to do

For more than a decade, Accord's equipment finance program has provided lease or loan financing to help entrepreneurs start, strengthen and grow their businesses. We have deep experience financing equipment across a broad range of industries, from retail and hospitality to transportation and manufacturing. Our success is built on our commitment to support entrepreneurs directly and on our strong relationships with regional and national equipment dealers who trust our equipment finance program for:

  • Heavy equipment financing
  • Construction equipment financing
  • Commercial equipment financing
  • Industrial equipment financing
  • Medical equipment financing
  • Agricultural equipment financing

If you need an equipment finance program to unlock an opportunity for revenue and growth, call Accord. When opportunity knocks, Accord is your answer.

Build your business with Accord

With Accord, you deal with real people and real decision-makers. We value the opportunity to build a relationship and to be your partner for growth.

Our equipment finance program focuses on what we call the near-prime market, serving businesses that are overlooked or under-served by the large financial institutions. This is where we excel, where we can leverage our passion and experience to fully understand your opportunity and find a creative solution to help your business grow.                

And we never "sell" or "syndicate" our equipment finance contracts to third-parties, which gives you two distinct advantages:

  1. Together we can structure flexible equipment financing that works for you, which may not fall within the rigid boundaries of most other leasing companies
  2. If your circumstances change, you know exactly who to call for responsive, decisive action – we are your partner for the life of the lease, and hopefully beyond

Buy the right equipment to get the job done

Equipment finance through leasing is a cost-effective and tax-efficient way for businesses to acquire assets they need to grow. And you’re free to find the optimal equipment for your needs, whether new or used, whatever fits your budget and operations. We can accommodate almost all asset types including older or nonconventional equipment.

Best of all, your equipment finance program locks in your monthly cost and stretches payments out to match up with your revenues. And it keeps your cash and credit lines available for other uses, such as staffing, marketing and paying suppliers.

Unlock cash from equipment you already own

If your business already owns equipment and you need to generate cash for expansion, operations or other purposes, you can use your existing assets as collateral for a new lease or equipment finance loan. This is a great way to unlock fresh working capital, boosting your ability to grow.

Do you need flexible payment terms?

Then choose Accord. If your business operates in a seasonal industry like tourism or forestry, we can structure an equipment finance program with payments that vary around your busy and slow times of the year.

Make leasing your advantage

An equipment finance program based on a loan or lease offers compelling advantages over other forms of financing:

  • Leave your bank and other credit lines open for other uses:
    • Leasing does not affect your long-term or working capital debt
  • Pay for your equipment as you earn money with it:
    • Choose a term that makes monthly payments match up with your revenue and fit your budget
  • Your lease payments are inflation-proof:
    • Your monthly equipment finance payments are fixed and never change
  • Save corporate taxes:
    • Your lease payments may be fully tax deductible
  • Leasing may defer sales taxes:
    • The GST/HST is not paid up front but spread out over the term the lease
    • The PST is paid on each payment vs. paying when you buy equipment
  • You can avoid obsolete equipment:
    • Trade up or upgrade your equipment at any time

Industries served: broad and varied

Whatever industry you’re in, we can finance your equipment:

Every industry has unique equipment finance needs – if you need it, we can finance it.

You’ll find us at leading equipment vendors

Accord also offers equipment finance directly through leading equipment vendors across Canada. Our flexible approach allows dealers to broaden the base of customers who qualify for equipment financing. Flexibility is the key to your success and ours, which is why we offer multiple options, including terms up to 60 months, for customers to choose from. And our commitment to quick equipment finance approvals ensures that the sales process delivers results, deals close, and customers are happy.

Entrepreneurs serving entrepreneurs

We approach our business with the same entrepreneurial spirit that you bring to yours. We built our leasing business from the ground up, so we understand what it takes to succeed. Your application represents a business opportunity; we’ll take the time to understand it and deliver the equipment finance to seize it.  Whether you are an owner/operator, an emerging growth company or a larger enterprise, we are in your corner.

Grow with us

At Accord, you deal with real people, so our relationship counts – a lot. As our relationship develops, so does your credit history and profile with us, which means that when your needs evolve, we will be there to help. As you grow, you can take advantage of: 

Put the financial strength, experience and independent thinking of Accord to work for you.

Give us a call and get to work with North America’s premier independent finance company.

Do you have a question or would like to meet with us?

Client Testimonial

“For nearly ten years B-Town Group has sourced and delivered quality natural stone to customers on both sides of the Great Lakes. Accord began financing our equipment in 2010, but it’s the broad range of financing options that have made Accord my go-to company for all our financing needs. We added an AccordOctet supply-chain facility last year as we expanded our sourcing to a fourth quarry. And we recently took advantage of AccordAccess for short-term working capital, which helped us finance a large, profitable order from the provincial government. With Accord Financial as our partner, our sales have tripled in the last three years.”

Bill Sisson
Owner
B-Town Group

Natural stone production
Fenelon Falls, ON
Client since 2010